At Freshfields, we care about you...

Focused on making life easier for our clients. No call centre, you get to speak to us.


What we do

Our skills and Business Networks focus on the delivery of Guarantee and Short-term Insurance Products in South Africa.

Freshfields is a niche market Short Term Insurance Brokerage specialising in the procurement and placement of:

Commercial insurance

Commercial/Business Insurance generally falls into three categories:

  • Assets and Revenue - items the business owns and its revenue-generating capabilities
  • Liability - legal obligations arising from injury to others or damage to their property
  • Personnel - protection against loss arising from personal accident or illness involving yourself or your employees.

We can assist you with the following Commercial/Business policies:

  • Contractors All Risk/Plant All Risk/Contractors Liability
  • Commercial Asset
  • Public Liability
  • Professional Indemnity
  • Directors & Officers Insurance
  • Cyber Liability
  • Alternative Risk Transfer


Guarantee insurance

  • Performance, Retention and Advanced Payment Guarantees
  • Court Bond/Liquidation Bonds
  • Custom and Excise Guarantees
  • Mining Rehabilitation Guarantees
  • Lease/Rental Deposit Guarantees


NHBRC Late Enrolment Guarantees

The law requires all Home Builders to enrol every new home with the National Home Builders Registration Council (NHBRC). Failure to enrol may result in the Home Builder having to supply the NHBRC with a bank or Insurance Late Enrolment Guarantee. The benefits of choosing an Insurance Guarantee are:

  • No freezing of cash/assets
  • Reduced paperwork
  • No Financial Statement required
  • Affordable once-off premium payment

So get in touch and we'll make it easy for you.


Guarantee Insurance Company

We place all our Guarantee business with SGI Guarantee Acceptances, a division of Constantia Insurance Company Limited.

Fast turnaround time.

Attentive service.

The best deal for you.


2000 - 2018


Freshfields began as a Personal Lines Broker and has over the years changed focus to Commercial Insurance business and Guarantees. Our team has expanded and we've experienced year-on-year growth in turnover and profitability.  We've become known for our fast turn-around times and willingness to go the extra mile for our clients.

Our dedication to staff training and knowledge and understanding of all aspects of the Insurance Market make us a safe bet in assisting you with your insurance needs.  So give us a try, we are sure that you will be impressed.


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